About Paytm Payments Bank : You will know about Paytm Wallet and you must have installed Paytm app at least once in your life on your mobile. But a few days ago, Paytm has also launched its own Payments Bank . In which any person can open his account by sitting at home. The Paytm Payments Bank is similar to the rest of the banks, such as SBI, PNB etc. But the biggest difference here is that the rest of the banks that we get the branch and that's the whole account control. But Paytm Payment Bank is a virtual bank
Which you control from your mobile. This means that you will be able to open your account with Paytm Payments Bank through your mobile and with the help of that you will be able to control the entire account. You will get only one branch of the country of Paytm Payments Bank.
You can control Paytm Payments Bank completely from your mobile. In this bank you will get all the facilities that you get in other banks. Keep in mind that you can save only up to Rs 100000 in the Paytm Payment Bank.
Which you control from your mobile. This means that you will be able to open your account with Paytm Payments Bank through your mobile and with the help of that you will be able to control the entire account. You will get only one branch of the country of Paytm Payments Bank.
You can control Paytm Payments Bank completely from your mobile. In this bank you will get all the facilities that you get in other banks. Keep in mind that you can save only up to Rs 100000 in the Paytm Payment Bank.
What is Paytm Payments Bank: Paytm Payments Bank is like a bank with no branches, it is a virtual bank that is controlled with the help of your mobile. You do not need to go anywhere to open an account in Paytm Payments Bank. This bank also offers you Debit Card, Check Book, Passbook etc.
At the Paytm Payments Bank, you can deposit of maximum amount up to Rs. 100000,you are not allowed to take credit card in this bank. In this bank, you can keep a minimum balance charge of Rs. 0, if you do not have minimum balance like SBI And PNB Bank, you will not be charged separately.
What facilities are given to you in the Paytm Payments Bank?
- Atm Facility - Paytm Payments Bank offers you a debit card, which allows you to withdraw money from any bank's ATM. If you live in Metro City, in 1 month, you can withdraw money from any bank ATM in free 3 times and if you live in non metro city, you can get money free from any bank's ATM for 6 times. You will not need to pay any separate charges for this. The debit card you will be given will be a debit card which you can use to make online transactions across India.
- Interest - Paytm Payments Bank will give you 4% interest every year. Nowadays big banks such as SBI also do not give you 4% interest.
- Account - In the Paytm Payments Bank, you can also open Savings account like the rest of the banks. However, paytm is also being told that they will also be able to provide current account facility.
- Cheque - book You will also be provided check book in paytm Payments Bank.
- Passbook- As you have learned that the Paytm Payments Bank is a virtual bank, this bank passbook will also be virtual, meaning that you will be able to see the full transaction in your mobile.
How to open your account at Paytm Payments Bank?
To open an account in Paytm Payments Bank, you only need a mobile number with your Aadhaar card and PAN card number. If you have these things, you will easily be able to open your Paytm Payments Bank.
If you want to open your account immediately at the Paytm Payments Bank, you must have your e-KYC verification done before any Paytm agent. You can also search the paytm agent with the help of your Paytm App. You will only need your Aadhaar card to get e-KYC verification.
And if you are thinking about opening your account after staying at home then you will have to wait a sometime. You must first apply for Paytm Payments Bank with your paytm app after which you will have to apply for e-kyc verification. After applying, an agent of Paytm will come to your house and will open your account after verification of your e-KYC. But in small cities the agent comes home after a long time
You will have to go to a Paytm agent with your Aadhar card and the mobile number on which you want to open your Paytm Payments Bank and it will make your biometric basis verification.
Please note- that this service is still being offered free by paytm, meaning that you will not have to spend a single rupee to get your Paytm Payments bank opening.
In E-KYC biometric verification, it will only take 5 minutes, after which a verification message will be sent to your mobile number. After You have not created your account in Paytm App then you will have to create an account on the Paytm app. Make sure to create an account from the same number you have verified for the Paytm Payments Bank.
After creating an account on the Paytm application, as soon as you open it, you will be asked to enter your PAN card, which will be fully Kyc, after your Paytm Payments Bank account is Created.
For Read –
How To Online payment by ATM Card
After all this, you can apply for Debit Card. You will be Charged Rs.120 for this, which you will pay online. If you have already Rs.120 or more add in your Paytm wallet, you can also pay this with your Paytm Wallet. It will also be the easiest way to pay. If you want, you can also pay this amount with the help of BHIM UPI or Debit or Credit Card



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